Throughout February, tensions between Russia and western countries caused concern for investors. As Russia invaded Ukraine, stock markets around the world fell and it’s expected that volatility will continue. If you’re an investor, remember to keep a long-term outlook when reviewing your portfolio, and if you have any questions, we’re here to help you. UK Inflation continued to be a significant influencing factor in the UK in February. According to the Office for National Statistics, inflation reached a 30-year high of 5.5% in January. This led to the Bank of England (BoE) deciding to increase its base interest rate. While still relatively low at 0.5%, it was the second increase the Bank made in three months, and several policymakers wanted... Read More

While many countries have now eased Covid-19 restrictions, the knock-on effects of lockdown continue to affect economies, businesses, and households. According to the Organisation for Economic Co-operation and Development (OECD), inflation in the 38 richest countries has reached 5.8% – a 25-year high. The findings also highlight the driving forces behind inflation rates. If food and energy are excluded, year-on-year inflation is a more modest 3.8%. Global demand for gas and oil, along with rising carbon prices, means that energy bills for businesses and families are increasing. In the UK, rapidly rising prices have led to more than 20 energy firms collapsing, and other countries are facing similar challenges. According to a report from Bloomberg, households in Europe could see... Read More

A study has found that over-50s are taking more investment risk and embracing high-risk investments. In some cases, this may fit into their plans, but taking too much risk could place their retirement plans in jeopardy. According to Schroders research, 28% of investors aged between 51 and 70 plan to allocate more of their money to high-risk investments. Among those aged over 70, 22% said the same. Among the high-risk investments people are choosing are emerging sectors, like electric vehicles, or newer assets like cryptocurrency. There are many reasons why an investor may be increasing their level of risk. For some, it will align with their circumstances and goals. However, others are choosing to take on more risk amid a... Read More

While investment decisions should be based on facts, many investors find their decisions are sometimes influenced by emotions. Whether you’re excited about an investment opportunity, or worried about market volatility, keeping emotions in check can help you make better investment decisions. According to research from Barclays, half of investors admit to making impulsive decisions based on their emotions. While these decisions can seem right at the time, 67% of investors said they go on to regret their choice. Worries during short-term market volatility are often associated with making knee-jerk decisions. If you see the value of your investments fall, it’s natural to want to make changes. However, the study found that other emotions play a role in impulsive investment decisions,... Read More

Have you thought about investing but are worried you don’t know enough to start? Research suggests that if you do, you’re not alone, but getting to grips with the basics doesn’t have to be challenging. According to a Royal Mint survey, more than half of UK adults want to get into investing. It’s a step that can help them grow their wealth and reach long-term goals. Yet, the majority (76%) said their lack of knowledge is holding them back. If you’re putting off investing because you don’t feel confident in your knowledge, here are the basics you need to know. What does “investing” mean? An investment simply means purchasing an asset with the goal of generating an income or the... Read More